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IVF Cost & Insurance coverage

IVF costs (.pdf file) remains a complex issue and couples should consider various parameters in order to estimate it. Moreover, IVF cost varies considerably among different countries and continents. For example, a typical IVF cycle in USA may cost 20.000$, while in Greece 3.000$. The last example showed that there is a wide range of prices for practically the same procedure. This is why medical tourism has increased considerably in the last few years, regarding couples who seek treatment for infertility.

In this page: Details about IVF costs

Details about IVF costs

IVF costs can be divided into two categories. The first is associated with medication and the costssecond with medical assistance and the assisted reproductive techniques used. Cost of medication should be seriously considered since it can become relatively high, in some cases. Parameters that should be taken into account are:

→Female age

→Female hormone profile

→Ovarian stimulation protocol (e.g. long, short, natural cycle, frozen embryo transfer).

Regarding medical assistance and assisted reproductive techniques used, some of the parameters that should be taken into account are:

  • Consultation
  • Ultrasounds
  • IUI
  • IVF
  • ICSI
  • Cryopreservation
  • Assisted Hatching
  • Blastocyst embryo transfer
  • Preimplantation Genetics Diagnosis
  • In vitro Maturation (IVM), etc

At this point we should state that IVF costs (.pdf file) may differ between countries even more, according to their National Insurance and Health Systems. In some countries, as for example in U.S.A. IVF treatment could be covered by private health insurance, whereas in other countries such as Israel it is covered by social health insurance.

Respectively, in Greece IVF treatment (including medication) can be covered, almost completely, by social health insurance provided that it is offered in public hospitals. On the contrary, in other countries such as Albania the cost burdens the infertile couple exclusively.

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